Fannie Mae Investor Guidelines

Ensuring Compliance with Fannie Mae Standards

Fannie Mae investor guidelines are critical for maintaining loan quality, investor eligibility, and secondary market acceptance. NFR provides comprehensive insight into Fannie Mae’s eligibility criteria, property condition standards, and investment property underwriting rules. We assist investors in understanding loan-to-value (LTV) ratios, occupancy restrictions, and the documentation required for Fannie Mae-backed loans. Staying compliant helps secure better financing terms and ensures long-term investment stability.

Fannie Mae Resources

FNMA Property Preservation Matrix June 2025 (6/13/2025) (PDF)

Changes in FNMA Pricing Guidance (6/13/25)

FNMA Pricing Guide 2023 (3/8/2023) 

FNMA Lender Letter LL-2021-02 (5/5/22) (PDF)

FNMA F-1-05 Expense Reimbursements (3/20/22) (PDF)

FNMA-Property Preservation Matrix and Reference Guide April 2019

Defined Expense Reimbursement Limits April 2019

Requirements for Performing Property Inspections (11/14/18) (PDF)

Property Preservation Matrix – July 2017 (PDF)

FNMA Lender Letter LL-2017-07 (PDF)

Servicing Guide Procedures SVC-2017-06 (PDF)

Perforeclosure Clear Boarding Clarifications (PDF)

Servicing Guide Announcement SVC-2016-10 (PDF)

Servicing Guide Announcement SVC-2015-15 (PDF)

Servicing Guide Announcement SVC-2015-07 (PDF)

Fannie Mae – Property Preservation Matrix and Reference Guide 11-12-2014 (PDF)

Servicing Guide Announcement SVC-2013-22 (PDF)

Property Preservation Matrix